Swallow your Pride and Create Peace of Mind!

Immediate Debt Advice Can Protect You From Legal Action

Within our modern western world, we are all living in a status driven society. Within every social circle, regardless of class, the perception of others is more valuable than ever. Our powerful media has a great amount of influence on our daily lives, our behaviors, our living standards, and most importantly, what we spend our money on.

It’s no secret that the recent recession has had quite impact on a lot of lives all over the globe. Job losses, property repossessions and many a good business going bust are all the by-product of the worst recession since the 1930’s. More of us than ever are feeling the pinch and for some of us the burden of debt will be causing sleepless nights and endless worry. 

People find themselves in debt often through no fault of their own. They are not irresponsible, they are just the victim of unforeseen circumstances … the loss of a job, ill health, an unsuccessful property ventures to name a few. It is the same for businesses who can also succumb to unforeseen circumstances … a bad debt, unsustainable growth, and a lack of cash flow are some of the many reasons why businesses find themselves debt.

Fear and anxiety grows from a lack of knowledge and understanding. If you don’t fully understand the true implications of being in debt then worry will just breed more worry. Our society deems debt a failure therefore many don’t like to face the music and address it. People and business owners with debt are often embarrassed and think they can fight the problem and get through the grim times without anyone finding out. Ultimately they want to maintain their status quo and preserve the illusion that life’s all good and they’re going to live happy ever after. 

Although debt can be like a disease which can spread and get worse, both financially and emotionally, the reality is that debt is just an unforeseen circumstance which can be addressed and dealt with. It’s not the end of the world and believe it or not UK legislation is weighted heavily in favor of the debtor. The creditors don’t like people to know that and many have well trained staff or employ third party collection agents whose job is to try and squeeze every last penny out of you. They are often paid commission and will tell you any old nonsense in order for you to make a payment, whether you can afford it or not.

The first step when faced with debt is to empower oneself with accurate knowledge and understanding. Take control, forget about status and create peace of mind with quality advice. Look at your situation like this … if you had a burst pipe at home, would you try to fix it yourself? No, you would call a plumber. So why is it any different if you find yourself in debt? Eliminate the worry and put your mind at rest with quality, accurate advice which will allow you to understand that the situation you’re in isn’t so bad.

At Oakdale Insolvency Services we are specialists who act solely for you (the debtor) and not your creditors. We specialise in helping individuals and businesses deal with unforeseen circumstances whist protecting their assets, including property and vehicles. Our solutions are tailor made dependent on your unique circumstance and we have assisted numerous clients who are all happy to testify just how good we are. Check out our testimonial page as see for yourself!

To speak to one of out experienced compassionate advisors call 0151 928 4434.

CCJ’s, IVA’s and bankruptcy all stay on your credit file for a total of 6 years. After this period all records are removed and you can effectively obtain credit again.